Just like the first chapter in Smart Money Smart Kids begins with hope – from the perspective of Rachel’s story – the final chapter ends with hope, but from the perspective of her dad’s story.
This pretty much sums up the message:
Isn’t it good to hear that it’s not too late? Not for any of us! Just start today implementing a little bit at a time. Give yourself grace, and know that any movement you make in the right direction will bear fruit.